@misc{oai:tsukuba.repo.nii.ac.jp:00010377,
 author = {高橋, 智 and Takahashi, Tomohiko},
 month = {},
 note = {2001, 【要旨】},
 title = {日本の銀行業の展開と効率性},
 year = {2001},
 yomi = {タカハシ, サトル}
}